DIY to Save Yourself Money: Shelves

I finally reached the point where I just felt that I needed to clear out my garage so that I could fit both of our cars in the garage. Water splashing from our front sprinklers was starting to leave hard water stains on our cars – which is not a good thing. In order to make enough room to fit both vehicles, I would need extra shelving in the garage. I checked out Costco and found some nice shelves that would meet my needs. I have a moderate... Read More

When is the right time to buy a home?

Same story, different day... Yesterday came news that the home-price index fell to its lowest point since 2002. It appears that now is a great time to invest in real estate! Errr… Wait a minute… Didn’t we hear the same thing last month and the month before? Are the people that invested last month suckers? I’m sure we all know the drill: Home prices go up? Great time to buy! Home prices drop? Great time to buy! Apparently it... Read More

My Own Home Improvements

Last week I wrote about ways to improve the value of your home. To show that I really mean what I write, here I am practicing what I preach. My low cost home improvements consist of: Painting walls and replacing wall fixtures Installing a ceiling fan to a ceiling box Adding low cost and creative decorations Adding low cost window treatments Installing lights and electrical work through family/friend connections I cannot recall some of the prices... Read More

5 Simple ways to increase the value of your home

With the current state of the real estate market, many are looking for worthwhile ways to increase the value of their home – without breaking the bank. I am one of those people. Here are 5 simple and relatively cheaper DIY tasks that can possibly increase the actual value and perceived value of you home: Paint your walls – especially with older or scratched and stained walls, a fresh coat of paint will breathe new life and can completely... Read More

Pay a little to save thousands on your mortgage

Owning a home is generally seen as an investment. When it comes to home mortgages, it is a well known fact that over the typical 30 year mortgage the average person will end up paying more than twice the amount of the original loan. This is because of the interest payments. For example, and this is a rough estimate, with a: $200,000 mortgage 30-year loan 7% interest rate By the time the loan was paid off in year 30 the total amount that would have... Read More