DIY to Save Yourself Money: Shelves


I finally reached the point where I just felt that I needed to clear out my garage so that I could fit both of our cars in the garage. Water splashing from our front sprinklers was starting to leave hard water stains on our cars – which is not a good thing. In order to […]

When is the right time to buy a home?


Yesterday came news that the home-price index fell to its lowest point since 2002. It appears that now is a great time to invest in real estate! Errr… Wait a minute… Didn’t we hear the same thing last month and the month before? Are the people that invested last month suckers? I’m sure we all […]

My Own Home Improvements


Last week I wrote about ways to improve the value of your home. To show that I really mean what I write, here I am practicing what I preach. My low cost home improvements consist of: Painting walls and replacing wall fixtures Installing a ceiling fan to a ceiling box Adding low cost and creative […]

5 Simple ways to increase the value of your home


With the current state of the real estate market, many are looking for worthwhile ways to increase the value of their home – without breaking the bank. I am one of those people. Here are 5 simple and relatively cheaper DIY tasks that can possibly increase the actual value and perceived value of you home: […]

Pay a little to save thousands on your mortgage

mort calc

Owning a home is generally seen as an investment. When it comes to home mortgages, it is a well known fact that over the typical 30 year mortgage the average person will end up paying more than twice the amount of the original loan. This is because of the interest payments. For example, and this […]

Is history doomed to repeat itself?


I was going through my daily news feeds and noticed this article. The title was “Adjustable Rate Mortgages are Back.” I literally had to pause for a few seconds to think about it. Are they really back? Further reading into the article states some interesting statistics: After accounting for nearly 70% of all mortgages issued […]

5 Things to consider before investing in rental income property

for rent sign

Real estate prices are continuing to drop. Foreclosures are still at a high level. Some say to get out of real estate, while others say to get into it. So who is right? As the clichĂ© goes, it depends. It’s depends on your goals and what you as an investor want to get out of […]