5 Simple ways to increase the value of your home

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With the current state of the real estate market, many are looking for worthwhile ways to increase the value of their home – without breaking the bank. I am one of those people. Here are 5 simple and relatively cheaper DIY tasks that can possibly increase the actual value and perceived value of you home: […]

Setting and Managing Investing Expectations

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Here is the cliché response to winning the lottery: I would quit my job, pay off all my debt, spend a little on myself, invest the rest, and retire. So what does it mean to “invest the rest?” When posed with the question I have heard many responses: Put it into savings and live off the […]

Fuel efficient cars won’t always save you money

Toyota Prius 2010

While cars are some of the worst investments that can be made, the necessity to travel long distances for daily activities pushes need ahead of investment. That doesn’t stop many from viewing it as a long term “investment.” Many view the value in a car over many years and compare a combination of cost, maintenance, […]

A Brief Tutorial on Google Finance Portfolios

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  Google provides a plethora of free and powerful tools, however, they do not highly publicize or tout their free tools very often. One such free tool I have found extremely useful is the Portfolio section in Google finance. It allows a user to: Create multiple portfolios Track multiple lists of stocks Track custom stock […]

Ten Important Facts About Capital Gains and Losses

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Capital gains are profits from investments into capital assets (see fact #1 about what a capital asset is). These become especially important when a person is involved in investments and is filing taxes. The last thing any of us wants is to get audited. Here are the facts straight from the IRS. 1. Almost everything you […]

Major League Baseball opening day vs the stock market

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Yesterday was Major League Baseball’s (MLB) opening day, so much of the news in the sports world was baseball related. Naturally I decided to Google some opening day trivia facts and ran across this lonely message board post. Hi everybody, I’m new here and have this burning question that I can’t find the answer to […]

Pay a little to save thousands on your mortgage

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Owning a home is generally seen as an investment. When it comes to home mortgages, it is a well known fact that over the typical 30 year mortgage the average person will end up paying more than twice the amount of the original loan. This is because of the interest payments. For example, and this […]

Interest rates news you shouldn’t ignore

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Interesting news came out today about the future of interest rates. Those that are planning on financing large purchases should pay attention. Charles Plosser, the president of the Philadelphia Federal Reserve Bank, revealed today that the Federal Reserve should increase interest rates from current range of near zero to 2.5% within a year. The Fed would […]

Will this be a missed opportunity for American car companies?

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The news coming from Toyota is very grim. Toyota gave word to many of its plants that they should all prepare for potential temporary shut downs. The main reason due to crippled factories in Japan unable to supply vital parts for manufacturing. Honda is faring no better. At a time when gas prices are starting […]

Is history doomed to repeat itself?

ARM

I was going through my daily news feeds and noticed this article. The title was “Adjustable Rate Mortgages are Back.” I literally had to pause for a few seconds to think about it. Are they really back? Further reading into the article states some interesting statistics: After accounting for nearly 70% of all mortgages issued […]